Atmanirbhar Gujarat Sahay Yojana
Repayment over a period of three years: No security required
Get a loan from the nearest co-operative bank: No EMI for 6 months
One million people in the state will benefit
- Loans up to one lakh per annum at an interest rate of two per cent
- No interest or installment has to be paid for 6 months
- Loans up to one lakh will be available to artisans and small shopkeepers
The state government has announced a 3 per cent loan to boost the industry and the economy in Gujarat. Through Atmanirbhar Gujarat Yojana, small traders like traders, businessmen, hawkers, rickshaw pullers etc. will get the benefit of running a household. All you have to do is apply. After Prime Minister Narendra Modi spoke of a self-reliant India and Union Finance Minister Nirmala Sitharaman announced various packages, Chief Minister Vijay Rupani today announced a self-reliant Gujarat aid scheme in the presence of Deputy Chief Minister Nitin Patel and Minister of State for Home Affairs Pradipsinh Jadeja.
The borrower will pay 2% interest and the state government 6% interest
10 lakh people will get the benefit of Atmanirbhar Gujarat Yojana. Loans from banks have also been arranged under the scheme. Banks will pass loans only on the basis of application. A loan of Rs 1 lakh will be available at an annual interest of 2%. While 6 per cent annual interest will be paid by the state government, the first six months will not have to pay interest and principal. Detailed guidelines will now be issued.
A loan of one lakh rupees at a rate of only two per cent
The government has decided that a loan of Rs 1 lakh will be given at a rate of only two per cent. The scheme has been formulated in collaboration with cooperative societies and co-operative banks as well as credit societies. The chief minister has said that the borrower will have to pay 2 per cent interest while the state government will pay 6 per cent interest. The person will have only six per cent interest for three years while 18 per cent interest will be borne by the government.
A person will feel that he has got money without interest
Rupani said the borrower would not be paid installments or interest for six months. There is no guarantee or guarantee of taking a loan. We have discussed with the banks. These loans will be available for cooperative banks and credit societies. The state has 220 co-operative banks and 1000 branches.
Forms must be submitted by August 31
In this regard, Chief Minister’s Secretary Ashwini Kumar said that such application forms can be obtained from about 1000 district co-operative bank branches, 1400 urban co-operative banks and more than 7000 credit co-operative societies across the state. To avail the benefits of this ambitious scheme, only the application form has to be filled and returned by 31st August. No other fees or charges will be levied for this purpose.
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