Table of Contents
Kisan Credit Card Yojana Gujarat
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Eliminate all KCC Waive off Processing Fees other charges, inspections and leisure folio charges for making Kisan Credit Card which is made to pay only 4% interest rate for farming. Has given. If a bank still collects this charge from the farmer, it can be prosecuted. Under this, there is a loan of up to Rs 3 lakh. Earlier, a loan of Rs 1 lakh was given without guarantee, which has been increased to Rs 1.60 lakh.
Learn about Kisan Credit Card Yojna 2020
If you have land for farming, you can take a loan without mortgaging your land. Its limit was one lakh rupees. But now the RBI has increased the limit on unsecured agricultural loans to 1.60 lakh.
Farmers with animal husbandry and fisheries will also benefit from KCC at 4 per cent interest up to a limit of Rs 2 lakh per farmer, so that farmers are exempted from moneylenders.
At present 7,02,93,075 farmers in the country have KCC. To bring maximum number of farmers under KCC, the government has launched a campaign to form farmers’ KCC with the help of banks. Under which the application has been simplified and the order to submit KCC within 14 days from the date of receipt of the form is included.
How to get an agricultural loan at 4%
The interest rate for agriculture is 9 per cent. But the government subsidizes it by 2 per cent. Which falls under 7 per cent. But if it is returned on time, 3% more discount is given. Under this, the rate is only 4 per cent for honest farmers. No moneylender lends to anyone at such a cheap rate. That is why if one wants to take a loan for farming, one should go to the bank and get a Kisan credit card. So you can get a loan of up to Rs 3 lakh.
How to apply for Kisan Credit Card Gujarat
- For this you have to first visit the official site https://pmkisan.gov.in/
- Download Kisan Credit Card Form here.
- You have to fill this form with your land documents.
- You must also provide information that you have not obtained any other Kisan Credit Card from any other bank or branch.
- Fill and submit the application, after which you will get Kisan Credit Card from the concerned bank.
Identity Proof for Kisan Credit Card
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Identity Proof
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PAN Card
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Aadhar Card
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Voter’s ID Card
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Passport
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Driving Licence
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Other Government approved Photo ID
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Address Proofs Document
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Aadhar Card
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Passport
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Utility Bills
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Other government approved address proofes
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Income Proof Document
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Bank Statement for last 3 month
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Salary Slips for last 3 month
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Audited financial for the last two year (for self employed) & Form 16
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Where can I get this Kisan Credit Card?
- KCC can be obtained from any Co-operative Bank, Regional Rural Bank (RRB).
- This card can also be taken from SBI, BOI and IDBI Bank.
- National Payments Corporation of India (NPCI) issues Rs.
List of farmers is ready
In this regard, instructions have been issued to the Governments of all the States / UTs, all the Banks and NABARD. The instruction details the entire process to cover the beneficiaries of PM-Kisan Sanman Fund under KCC. Everyone is asked to prepare such a list who does not have KCC.
5 years validity
Kisan Credit Card is valid for 5 years. Loans up to Rs. 1.6 lakhs are now available without guarantee. Earlier this limit was Rs. 1 lakhs. Notified crop / notified area on all KCC loans are covered under crop insurance.
Apply Online Bank Link For Kisan Credit Card
- State Bank of India : Click Here
- Punjab National Bank : Click Here
- Bank Of Baroda : Click Here
- ICICI Bank : Click Here
- Andhra Bank : Click Here
- HDFC Bank : Click Here
- Axis Bank : Click Here
- All District co-operative Bank
Important link for Kisan Credit Card :
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