Unlock ₹50,000 in financial assistance under Namo Lakshmi Yojana 2025. A high-value government scholarship for Class 9–12 girl students in Gujarat. Apply now!
Namo Lakshmi Yojana 2025: ₹50,000 Direct Benefit Scholarship for Girls
The Namo Lakshmi Yojana 2025 is a transformative initiative introduced by the Government of Gujarat to promote loan-free education for girl students. With an assured scholarship of ₹50,000, this government-funded girl education scheme is designed to reduce school dropout rates and financially empower underprivileged families. The scheme is one of the highest-paying student support programs in India, exclusively targeting girls in Class 9 to 12.
Top Features of Namo Lakshmi Yojana 2025
💰 Total Scholarship Amount: ₹50,000
🧒 Beneficiaries: Girls studying in Class 9, 10, 11, and 12
🏫 Applicable Institutions: Government, aided, and private schools under Gujarat Board or CBSE
💳 Disbursement Mode: Direct Bank Transfer (DBT)
👨👩👧👦 Family Income Limit: ₹6 lakh/year or below
This direct bank transfer scholarship eliminates intermediaries and ensures funds are credited securely to the student’s or mother’s bank account every month.
Scholarship Structure & Year-Wise Payouts
| Class | Monthly Scholarship | Annual Board Bonus | Yearly Total |
|---|---|---|---|
| Class 9 | ₹500 × 10 months | — | ₹5,000 |
| Class 10 | ₹500 × 10 months | ₹10,000 | ₹15,000 |
| Class 11 | ₹750 × 10 months | — | ₹7,500 |
| Class 12 | ₹750 × 10 months | ₹15,000 | ₹22,500 |
Total Assistance Over 4 Years: ₹50,000
This is one of the few high-ticket educational schemes for girl students in India where no repayment or collateral is required. This is a completely loan-free education support system, funded and guaranteed by the Gujarat state government
Why This Scheme Matters – Boosting Female Literacy & Financial Security
The Namo Lakshmi Yojana is not just about cash transfers — it’s about systemic change. Here’s what makes it a model for India’s scholarship ecosystem:
Prevents early school dropouts in Classes 9–12.
Encourages girls to pursue science and commerce streams after Class 10.
Reduces dependency on private education loans.
Acts as a gateway to skill development programs and higher education grants.
Promotes female financial inclusion by transferring funds to their or their mother’s bank accounts.
By investing ₹1,250 crore in this initiative, the Gujarat government has also shown its commitment to reducing gender inequality in education and promoting long-term empowerment.
Eligibility Criteria
To benefit from the Namo Lakshmi high-value girl child scheme, the following conditions must be met:
The applicant must be a female student residing in Gujarat.
She must be studying in Class 9, 10, 11, or 12 in a recognized institution.
The annual family income must be less than ₹6 lakh.
The student must have successfully passed the Class 8 examination in Gujarat.
Aadhaar-linked bank account is mandatory for receiving DBT.
Required Documents
To receive funds under this direct benefit scholarship program, students will need:
Aadhaar Card of student and mother
Class 8 passing certificate
School identity card
Recent passport-size photograph
Valid mobile number linked with Aadhaar
Income certificate (Form 16 or government-issued)
Bank passbook or account details of mother/student
How to Apply for Namo Lakshmi Yojana 2025
There is no online self-registration for students. The application process is managed internally by schools through the Child Tracking System (CTS). Here’s the step-by-step process:
Schools verify the eligibility of each girl student.
Documents are collected and uploaded by the school’s nodal officer.
The government processes payments via Direct Benefit Transfer every month.
Students/parents can track payment status through the CTS portal or school authorities
Important: No third-party agent is involved. This ensures full transparency and protection from fraudulent schemes.
Latest Update: Over ₹600 Crore Disbursed in 2025
As of June 2025:
Over 10.83 lakh girl students have received benefits.
Over ₹600 crore has been disbursed directly to students’ accounts.
Girls opting for science stream after Class 10 have increased by 27%, thanks to complementary schemes like Namo Saraswati Vigyan Sadhana.
This data makes it clear that Namo Lakshmi Yojana is one of the most effective and high-budget girl education initiatives currently operational in India.
Important Links
The Namo Lakshmi Yojana 2025 is more than just a scholarship — it’s a step toward financial independence for girl students and a clear example of how government-funded education support can change lives. With benefits up to ₹50,000 per student, the scheme offers direct cash support for education, encouraging thousands of girls to complete their schooling without economic pressure.
If you’re a parent or student in Gujarat, don’t miss the opportunity to benefit from this loan-free, high-value education scheme. Reach out to your school authority today and ensure your documentation is in place.
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