Table of Contents
Post Name
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Pradhan Mantri Jan Dhan Yojana (PMJDY)
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Country
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India
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Department
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Ministry of Finance Goverment of India
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Benefit
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people from weaker sections and low income groups
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Helpline Number
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1800 2333 1000
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Official Web Site
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A person can open his account in any bank with zero balance. But if the account holder needs a checkbook, he has to keep the balance as per the rule.
Who can open an account in Pradhan Mantri Jan Dhan Yojana?
- Must be a citizen of India
- Minors above 10 years of age are also eligible to open an account under this scheme. But accounts for minors are managed by parents.
- People who have a savings account can join the scheme by transferring their balance PMJD.
How to open a new account
How to convert the old account to Jandhan account
Documents required for PMJD
- Aadhar card
- Passport
- Driving license
- PAN card
- Election card
- NREGA Job Card
- Authority letter, containing name, address and Aadhaar number
- Attached letter with photo issued by the Gazetted Officer
Benefits of Jan dhan Account
- Overdraft facility after 6 months.
- Accidental insurance cover up to Rs 2 lakh.
- Life cover up to Rs. 30,000 which is available on the death of the beneficiary on fulfillment of eligibility conditions.
- Interest is earned on the deposit.
- Free mobile banking facility is provided with the account.
- A debit card is issued to the Jandhan account holder in the form of which he can withdraw money or even make a purchase.
- It is easy to buy insurance, pension products with the help of Jandhan account.
- If there is a Jandhan account, then an account can be opened for pension in schemes like PM Kisan and Shramyogi Mandhan.
- Rupee transfer facility will be available across the country.
- The benefit of the government scheme will go directly into the account.
Important Link :
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